Every homeowner can probably find something in their house that could use a little help from the best renovation company in central Missouri, but the thought of renovating your home can be an intimidating one. Most people believe that it will cost way too much to tackle, but there are options available that can get the desired work done at an affordable price. Midwest Renovation has information for you about one of these options - an FHA 203(k) Loan. 


FHA 203(k) loans are backed by the federal government and typically given to buyers that are looking to remodel a house, perform upgrades, or make needed repairs. It allows you to finance up to $35,000 into your mortgage to take care of the updates that need to be made. That means you get the money you need in just one loan rather than two. This may be for your own benefit, or you may be wanting to fix up your house to sell it.   

This is generally a low-interest loan, and the required down payment can be as low as 3.5%. The eligibility terms are extremely flexible, making them easier to qualify for than most loans, and if you have to live outside of the house during the renovation due to construction, up to 6 months of mortgage payments may be included in this loan. That way, you can afford to stay someplace else until you are able to move back into your newly remodeled home.

If this sounds like something that you would be interested in pursuing, the knowledgeable staff at our mid-Missouri construction company can point you in the right direction to get everything started. We are also happy to come out and offer a free inspection to give you a better idea about what repairs are a must, and which ones are cosmetic but can greatly improve the value of the house. We are fully licensed and insured, and we work with these types of loans all the time. 


Midwest Renovation also works will all insurance companies if you are doing repairs that you are insured for. You can even file a claim directly from our website, making the entire process a little easier for you. With over 100 years of combined construction industry experience, our Missouri renovation company knows the ins and outs of every aspect of this business, and we're here to answer any questions you may have about it all. 

Our experience just may be able to save you a lot of time and money. Give us a call at 1-866-230-5415 and find out exactly how we can help you turn your house into a home you can be proud of, all at an affordable price. 

Our mid-Missouri storm damage experts are highly trained and certified, so you know that they will provide you with a thorough damage assessment so that you can begin the insurance claim process. You may still have a deductible that needs to be met, but don't worry, because Midwest Renovation can help with that too. 


Deductible Financing
Our renovation company in Missouri will do everything in our power to make sure that any damage to your home or office is fixed with the finest materials by the most skilled craftsmen. We will even make sure that you can cover the insurance deductible by financing any portion of it for up to 12 months with 0% interest! There is never a credit check, and you are guaranteed an approval.  

Home Improvement Financing
If you are needing extra money to make home improvements, you will find a link on our website that will take you to the home improvement pros of home improvement loans. They offer a simple search feature that lets you compare over 50 different types of improvement loans and 0% credit cards all at once. You may be allowed to borrow up to $100,000 for your renovations.

Once you receive your personalized summary of the best options to fit your terms and needs, then apply for your favorite, you can expect instant approval in most cases, even if your credit isn't perfect, and there is no equity required. The entire process is safe and confidential, and the funds will be sent directly to you, either by direct deposit or check. You are free to use them as you see fit, without someone else telling you how it must be spent.  


Exactly What You Need
Those financing options let you get the amount you need and payments that fit your budget, all with terms you are comfortable with. Our Missouri construction company gives you the knowledge and expertise needed to make sure all improvements and repairs to your home or office are done well and completed to stand the test of time. The Midwest Renovation team will provide you with an accurate and precise estimate so that you have a good idea of the amount of money you will need to borrow.

Whether you are needing to repair damage, make updates, or add on to your home or office, give us a call to find out exactly what we can do for you. Inspections and estimates are always free, and you can trust us to do a job you will be proud of.